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Morena Del Carmen
Morena del Carmen, 34, lives with her spouse and children who are attending school still. She has a store at home where she sells basic staple items like milk, beans, eggs and bread, among others. She’s been in business several years and has always been enthusiastic about making it grow to increase her clientele. Her business has been noted for being the best stocked in the place and for having top quality goods at really affordable prices; besides good service is the order of the day. Customers leave there with a smile on their face.

Morena is a woman who is dedicated to her work. She’s very honest and always ready to better herself taking advantage of every opportunity that presents itself to her. Success to her means to live each day with happiness. She’s willing to attain success and this is why she’s asked INTEGRAL for a loan to buy basic grains, snacks, bread, beverages, instant products, etc. Morena del Carmen trusts that she will be able to give her little ones better life opportunities this way.
View original language description ↓
Morena del Carmen de treinta y cuatro años de edad vive junto a su compañero de vida y sus hijos los cuales aún asisten a la escuela. Ella posee una tienda en el lugar donde vende productos de primera necesidad leche, frijoles, huevos, pan entre otros, ya tiene varios años con el negocio y siempre ha estado entusiasmada con hacerlo crecer para aumentar su clientela, su negocio se ha caracterizado por ser el más surtido del lugar y por tener los productos de primera calidad a precios realmente accesibles, además el servicio siempre está a la orden del día , los clientes se van de ahí con una sonrisa en el rostro; Morena es una mujer entregada a su labor, muy honesta y siempre dispuesta a superarse aprovechando cada oportunidad que se le presenta, triunfar para ella significa vivir cada día con felicidad, está dispuesta a llegar al éxito es por eso que le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, pan, bebidas, producto instantáneo, etc. Morena del Carmen tiene la confianza que así podrá darle a sus pequeños hijos una mejor oportunidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 461
    View loans »
    El Salvador Loans Fundraising
  • $23,269,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Morena Del Carmen to buy stock merchandise for her store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 26, 2012
Listed
Apr 26, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012