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Esaïe Plus Group
In this Group: Moseka, Lobunza, Niclette, Lumengo, Oscarine, Yamfu, Beya, Malalaku, Makengo, Bernadette, Elysa, Mayamba, Kahambu, Anny, Marie, Mavinga, Muyangi, Mafuta, Elalie, Mbiyavanga
Moseka, aged forty-eight, is the chairwoman of the Community Bank named “Esaïe Plus”. It is composed of twenty members united in solidarity for receiving Kiva loans with the goal of developing their businesses.

Moseka has been part of the micro-enterprise world since 1982. She sells Shikwanges (kind of bread made from manioc flour) which is one of the main foods in Kinshasa. Her business is in the middle of developing progressively. The loan she’ll obtain next will be used to buy a larger quantity of shikwanges in bulk to resell retail with the goal of increasing her profits. Her business generates a profit of $40 per week. Moseka is married and the mother of eight children aged between six and twenty-eight years old, of whom six attend school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,396,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Esaïe Plus Group's $3,550 loan helped a member to purchase shikwanges (type of bread) in bulk so as to resell them at profit.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 3, 2012
Apr 24, 2012
Currency Exchange Loss:
Apr 2, 2013