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Mariano Victoriano

Update on Mariano Victoriano

Mariano Victoriano is 85 years old. He is single, and lives with his cousin in the Chillanes cantón in Bolívar province. He belongs to the rural communal bank Balacelo, which has ten members.

Mariano Victoriano work in agriculture, growing corn and beans.

He is requesting the loan to be able to purchase the necessary supplies that will allow him to have better harvests and improved income.

He makes his purchases of supplies and sells his products on a frequent basis in the Chillanes cantón. He does this weekly.

His dream is to improve his harvests with the necessary fertilizers, which he will buy in order to have greater income.
View original language description ↓
Mariano Victoriano tiene 85 años de edad es solero, vive con su primo en el Cantón Chillanes Provincia Bolívar.

Es Integrante de la Vrc Balacelo queda a 10 minutos de la oficina en esta Ventanilla son integrantes 10 miembros. Se cambio de ventanilla por que tuvo un desacuerdo con un miebro de la otra ventanilla.
Mariano Victoriano se dedica a la agricultura siembra maíz y frejol.
Solicita el crédito para comprar insumos para el frejol como urea, abono y liquido para mata hierba.

Con la ayuda del crédito podrá comprar los insumos necesarios que permita tener cosechas y mejores ingresos.
Las compras y las ventas de los productos lo realizan con frecuencia en el Cantón Chillanes cada ocho días.
El sueño es mejorar las cosechas con los abonos necesarios que va a comprar para tener mayores ingresos.

Previous Loan Details

Mariano Victoriano P. S. is 85 years old, single, and lives alone in the canton of Chillanes in the province of Bolívar. He does not have children. The members of the community bank "Jesus del Gran Poder" meet in the community of San Ramón, located in the canton of Chillanes about 35 minutes ... More from Mariano Victoriano's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $24,619,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Mariano Victoriano to purchase urea, fertilizer, and insecticides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 23, 2012
May 16, 2012
Currency Exchange Loss:
Apr 18, 2013