Michael is a 65-year-old married man. He has 7 children with ages ranging from 18 years to 35 years. He describes himself to be God-fearing and honest.
Michael operates a restaurant where he sells tea, snacks and food. He has been involved in this business for 2 years and employs 3 staff members. His business is located within a fast-growing slum. He describes his biggest business challenge to be inadequate funds for improving the restaurant. He will use the Kes 20,000 loan to buy utensils.
Michael's dream and business goal is to run a big hotel. He hopes that in the future, he will own a plot of land.