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Jane's Group
In this Group: Jane, Josephina
Jane's group is comprised of two hard-working women. Jane is 23 years old and lives in the town of Kachwamba in the Fort Portal region of Uganda. For the past two years, she has been working hard to manage her retail shop, which sells sugar and soap.

To help expand her business, Jane is requesting a loan of 500,000 Ugandan Shillings from BRAC Uganda, which she will use to purchase more commodities such as sugar to sell. The loan will help Jane generate greater profits and pay for her medical expenses. She hopes that in the future she will be able to build a house for herself.

Jane is a member of BRAC's Empowerment and Livelihood for Adolescents (ELA) program. In addition to microfinance loans, the program provides both a safe place for young Ugandan women to take part in group activities and a forum for life-skills training. The ELA program has increased Jane's future prospects by helping her to learning how to save money.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,500
    Average annual income
  • 416
    View loans »
    Uganda Loans Fundraising
  • $30,366,425
    Funds lent in using Kiva
  • 2,500.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Jane's Group's $375 loan helped a member to purchase more commodities such as sugar to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 23, 2012
Listed
Apr 30, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013