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Harriet's Group
In this Group: Harriet, Resty, Sanita, Sarah
Harriet's group is made up of four hardworking women. She is 18 years old and lives in the town of Rukoki, Fort Portal, Uganda. She is single and has one child. For the past three years, she has been working hard to manage her small market, where she sells fresh food. To help expand her business, she has requested a loan for 600,000 Ugandan Shillings from BRAC Uganda. She will use the loan to buy more food to sell, and earn greater profits and pay for her medical expenses. Harriet hopes that in the future she will be able to buy a plot of land and build a house in it.

Harriet is a member of BRAC's Empowerment and Livelihood for Adolescents (ELA) program. In addition to microfinance loans, the program provides a safe place for young Ugandan women to take part in group activities and a forum for life-skills training. The ELA program has increased Harriet's future prospects by helping her learn how to save money.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,500
    Average annual income
  • 147
    View loans »
    Uganda Loans Fundraising
  • $28,315,525
    Funds lent in using Kiva
  • 2,500.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Harriet's Group's $1,100 loan helped a member to buy more food to sell to her customers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 29, 2012
Listed
Apr 30, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013