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Wangninangbe 1 Group
In this Group: Nonhouégnon Séraphine, Sonagnon Marguérite, Dagbégnon Célestine
The WANGNINANGBE 1 group is made up of three people who live in the same house and belong to the same savings group. It is the third time that this group is requesting financial assistance from ALIDé, in order to increase their level of activity.

Nonhouégnon Séraphine is the group's representative and the woman raising her hand in the photo. She is 32 years old and married to a tailor named Roland. The couple has two children, both in school and both their dependents. In order to provide for herself and her children, Nonhouégnon Séraphine has been selling rice and fried food for about ten years, from her home. She stocks up in a city in Benin. Eager to meet her customers' needs and in order to increase her turnover and income, she and the other members of the WANGNINANGBE 1 group, are requesting a third loan from ALIDé. Their previous loans were well repaid.
View original language description ↓
Le groupe WANGNINANGBE 1 est composé de trois personnes qui habitent dans la même maison et appartiennent à un même groupe de tontine. C'est la troisième fois que ce groupe sollicite l'aide financier de ALIDé, afin d'élever le niveau de leur activité. La représentante du groupe, du nom de Nonhouégnon Séraphine est celle qui a la main levée sur la photo. Nonhouégnon Séraphine est âgée de 32 ans. Nonhouégnon Séraphine est mariée à un tailleur du nom de Roland. Le couple a deux enfants, tous scolarisés et à leur charge. Tous les enfants sont scolarisés. Pour subvenir à ses besoins et ceux de ses enfants, Nonhouégnon Séraphine vend de riz préparé avec de friture depuis une dizaine d’années à son domicile. Nonhouégnon Séraphine s’approvisionne dans une ville du Benin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Nonhouégnon Séraphine sollicite, ensemble avec les autres membres du groupe WANGNINANGBE 1, un troisième crédit auprès de ALIDé. Les crédits antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 499.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Wangninangbe 1 Group's $425 loan helped a member to buy rice and condiments.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 20, 2012
Apr 19, 2012
Currency Exchange Loss:
Nov 15, 2012