Update on HavasHavas is married and a loving mother of four children. She's honest, hard-working and, for the last 14 years, has run a business focused on buying and selling cattle. This business has enabled her to not only to pay for her sons wedding, but to purchase 300 apricot trees as well. Her husband and son assist her in running the business.
Havas has been a client of "IMON International" since 2002, and boasts a good credit history. She's asking for a loan in order to purchase some cattle and increase the size of her herd.
Previous Loan DetailsEducation is the most important inheritance Havas and her husband can give to their two dear children. They are both very responsible parents, and they work very hard in farming so that they can give their kids the opportunity to finish school. Finishing school was an opportunity that they never… More from Havas's previous loan »
About IMON InternationalIMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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