Godfrey is a 33-year-old married man with 4 children living in Hoima, Uganda. He is a farmer and has been farming for over 5 years now. He started on a small acreage as a subsistence farmer, but now he farms for commercial purposes as well. He faces the challenges of price fluctuations and inadequate capital. His family goal is to educate his children and buy a car. He hopes to buy more land for farming and hire employees. Godfrey intends to use the loan to buy maize and beans for planting.