Nhel is a hard working mother who owns and manages a rice farming business to support her family. She is 49 years old and has eight children. Nhel has been a farmer for more than 22 years. Despite her hardships, she has the determination to work out her plans to achieve goal. Her priority is to provide a good education for her children, so they may have opportunities to get well-paid jobs someday.
Due to the lack of a vehicle for home use, Nhel has decided to take a loan from HKL and Kiva to purchase a motorcycle to satisfy her family’s needs. This will help her family to reduce some expenses on transportation. In the future, she hopes to expand and further develop her farming business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.