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This is Julita, 48, resident of Silang, Cavite, Philippines. She is married to Donato, her business partner, and a mother of three children. She, together with her husband, manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Julita operates a vegetable growing farm. She grows vegetables and some bananas in their farm located in Cavite, it is in the high lands where it is suited to grow vegetables and other fruits. She sells her product to market and fruit stores that she regularly supplies and to the local community. She earns a minimum of Php1000 in sales every week.

To help her continue operations of her business, she is requesting a Php30, 000 loan. She will be utilizing the loan to buy fertilizer and farm inputs for her business. Part of the loan will go to the maintenance of her farm. She expects a boost in her business income as she expands her business.

Julita dreams to be able to give her all her family a good and future through all her hard work on her business. She faithfully meets up with her co-fellowship members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1859
    View loans »
    Philippines Loans Fundraising
  • $61,075,150
    Funds lent in using Kiva
  • 42.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Julita to pay for farming materials and other supplies needed in her business.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 20, 2012
Apr 23, 2012
Currency Exchange Loss:
Nov 15, 2012