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Gemma is 40 years old, married, and has four children who attend school. Farming has been the main source of income for Gemma's family. Her husband is the in charge in cultivating and maintaining their corn field. She and her husband perform other farming activities to minimize their expenses.

Gemma is requesting a loan for 42,000 PHP, which she will use to buy fertilizer to improve the growth of her corn crops. She aims to increase her income due to the high cost of basic commodities, high price of livestock feeds, and school fees of their children. She hopes that the loan will help sustain all their daily needs, support her children's education, and provide the daily needs of her hog raising business.

Gemma helps her husband in running their farming business so that they will have a greater income. Aside from farming, she also raises hogs to obtain an extra income for family. She knows that through the generated income from her farming and hog raising business she can uplift her family status out of poverty.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 710
    View loans »
    Philippines Loans Fundraising
  • $63,222,225
    Funds lent in using Kiva
  • 42.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gemma to buy fertilizer for her agricultural business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Mar 29, 2012
May 2, 2012
Currency Exchange Loss:
Sep 15, 2012