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Tho, 53, is widowed and resides with four children in Kompong Cham province, Cambodia. She has been selling grilled beef, boiled eggs and drinks for over a year, earning approximately USD 6 per day. One of her children is employed in a restaurant and earns about USD 3 per day.

In order to improve her business, Tho is requesting a loan of USD 1000 to raise capital for her business to purchase more drinks to sell. This purchase would enable her to generate more income for the family. In the future, she would like to expand her business and help her children get bachelor’s degrees. Moreover, she hopes to rebuild her present house to make it more comfortable for her family’s living.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 257
    View loans »
    Cambodia Loans Fundraising
  • $38,131,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Tho buy drinks to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 22, 2012
Apr 23, 2012
Currency Exchange Loss:
Apr 17, 2013