Update on Ross NeriRoss N. is a 37 year old widow with two children who are dependent on her. She lives in her own home with her children. Her house is located in Jesús Del Valle Settlement in Tambogrande Disrict. Ross lives in the rural part of this district, which now has basic services.
Ross raises small animals such as sheep, chickens and turkeys, which she fattens to sell at the local market. She also sells flour for the preparation of chicha (maize liquor) and has customers throughout the area. These businesses have generated sufficient income to support her children and elevate their quality of life.
Ross has applied for a loan of S/. 2,000, which she will use to purchase feed for the animals and to make improvements on their corral, erecting a roof for rainy periods. This will enable them to grow in better conditions so that she can sell them at a higher price at the local market, thereby earning a greater profit. This investment will enable Ross to continue expanding her business and improving her quality of life.
La actividad que desarrolla Ross es la crianza de ganado menor como ovinos y aves de corral (gallinas, pavos), los cuales cría y engorda para luego comercializarlos en el mercado local. Además se dedica a la venta de harina para la preparación de chicha tiene clientela conocida en la zona. Dichas actividades le han generado importantes ingresos para el mantenimiento de sus hijos y para elevar su calidad de vida.
El monto del crédito solicitado es de 2000 nuevos soles, crédito será la compra de alimentos para animales y realizar mejoras en su corral, poner techo por periodo lluvioso. Esto permitirá que desarrollen en buenas condiciones y así venderlos a un mejor precio en el mercado local, por lo tanto, generar mayor ganancia. Esta inversión le permitirá a Ross seguir creciendo en su negocio y así mejorar su calidad de vida.
Previous Loan DetailsRoss is 36 years old. She is a widow and lives with her two children in the rural part of Tambogrande-Piura district. Ross' home does not have basic services of electricity, water and sewerage. Ross' business is making and seling Jora flour (Jora is a type of corn which is found in the north… More from Ross Neri's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Mar 20, 2012
- Apr 26, 2012
- Currency Exchange Loss:
- Apr 27, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.