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Juan Bautista
Juan is 55 years old, married and has six children. His wife does domestic chores. They are a very united, hardworking family. Juan grows coffee, beans and corn to sell, an activity he’s been doing for 20 years. He learned how to work while still very young because his mother was single and needed help to support the family. Juan gradually saved up to buy a piece of farmland and be able to plant and this is how today he has his coffee farm where he also plants beans and corn. His work schedule is 5am to 2pm and when it’s harvest time he works full-time. One of Juan’s advantages is that he already has sellers for his products so they sell quickly.

The loan Juan is requesting is to buy fertilizer, cement and rebar because he needs to build some tanks and canals to gather the coffee beans. The loan will be of great use to him because he will be able to pay labor costs to do the project and move the coffee out of the mountain and transport it. His dream is to become a wholesaler and to sell quality coffee. This is the first loan he’s asked FAMA for and he expects to be punctual with his installment payments.
View original language description ↓
El señor Juan tiene 55 años de edad, es casado y tiene 6 hijos, su esposa se dedica a realizar los oficios domésticos, es una familia muy unida y trabajadora. Don Juan se dedica al cultivo y venta de café, frijoles y maíz, actividad que realiza desde hace 20 años, el aprendió a trabajar desde muy pequeño ya que su madre era soltera y necesitaba ayudarla para poder sacar adelante a su familia, don Juan poco a poco fue ahorrando para comprar un terreno y poder sembrar y de ese modo es como en la actualidad tiene su finca de café que también siembra frijoles y maíz. Su horario de trabajo es desde las 5:00 am hasta las 2:00 pm y cuando es tiempo de cosecha es a tiempo completo. Una de las ventajas que don Juan tiene es que ya tiene vendedores para el producto ya que este se le vende rápido. El préstamo que don Juan solicita lo requiere para la compra de fertilizantes, cemento y varilla, por lo que necesita hacer unas pilas y canales para recoger los granos de café. El préstamo le será de gran ayuda ya que ya que podrá pagar la mano de obra para poder sacar el café de la montaña y transportarlo. Su sueño es ser un productor mayorista y vender café de calidad. Este es su primer préstamo que solicita en FAMA y espera ser puntual con sus cuotas.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 89
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Juan Bautista to buy fertilizer, cement and rebar.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 22, 2012
Listed
May 3, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 27, 2013