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Vlad is 37 years old. He lives in Baghdati District with his retired parents. Vlad earns a living through agricultural business. He owns a vineyard with 800 grape vines. Vlad produces wine and vodka and sells them in the village. Also he is busy with bee-keeping. The family has 4 bee-hives. Vlad sells harvested honey in the village. Total average monthly income of the family is 300 Laris, including the pensions of Vlad’s parents.

Vlad requested credit for purchasing a plot of land. He will sow various vegetables there and sell harvested products on the local open market. The income of the family will increase and they will use it for improving their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 44
    View loans »
    Georgia Loans Fundraising
  • $7,899,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Vlad to purchase agricultural land.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 3, 2012
Apr 23, 2012
Currency Exchange Loss:
Aug 17, 2013