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Enver is 49 years old. He lives in a village of the Baghdati District with his family: his wife, Madona, and their 20-year-old daughter. She is a student.

Enver works as bread distributor in a local bread bakery. Madona is teacher in a local school. Along with their main jobs, the family members are busy with a family agricultural business. They have a vineyard with 800 vines. Enver produces wine and sells it in the village. Also the family has 10 beehives with bee colonies. Madona harvests and sells on average 130 liters of honey per year. It is sold in the village. The total average monthly income of the family is 950 GEL.

Enver requested a loan to purchase medicines for his bees. They will be used for protecting the bees from various deceases. Also a small part of the loan will be used for purchasing drugs for treating the vines against parasites.

As a result of the above mentioned investment, the family will get a better harvest of honey and grapes and increase their income. Enver and Madona will use the increased income for improving their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,802,825
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Enver to purchase medicines for bees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 3, 2012
Apr 23, 2012
Currency Exchange Loss:
Sep 15, 2012