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Kairkul is 41 years old, married and raising three children. To provide a source of income for her family, she became involved in animal husbandry and farming in 1997. The business, started with an initial sum of 2,000 som (KGS), today yields about 10,000 som (KGS) per month from sales of milk and milk products. Today, her business contains three dairy cows, two heifers, two horses and ten sheep. Kairkul also works on 1.50 hectares of owned and 5 hectares of leased land, where she grows barley. In order to further develop her business, Kairkul requested a loan in the amount of 60,000 som (KGS) from the "Bai-Tushum and Partners" company to buy additional heads of livestock and barley seeds. She plans to invest the earnings into a purchase of electronics for home and an expansion of her business in the future.
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Каиркул 41 год, замужем, воспитывает трех детей. В качестве источника дохода для семьи, в 1997 году Каиркул начала заниматься животноводством и полеводством. Начатое со стартовой суммы в 2,000 сом (KGS) хозяйство на сегодня приносит около 10,000 сом (KGS) в месяц с продажи молока и молочных продуктов. На сегодня в ее хозяйстве насчитывается 3 дойные коровы, 2 телки, 2 лошади и 10 овец. Также, Каиркул обрабатывает 1,50 га собственной и 5 га аренодованной земли, где она выращивает ячмень. В целях дальнейшего развития своего бизнеса, Каиркул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку дополнительных голов скота и семян ячменя. Доходы Каиркул планирует вложить в покупку техники для дома, а в дальнейшем – в увеличение своего хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Kairkul to purchase livestock and seeds.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 19, 2012
Currency Exchange Loss:
Apr 17, 2013