Update on LeonoraLeonora is 59 years old and widowed. For the past 10 years, she has run a sari-sari (variety) store in the Philippines and she also earns an income from pig fattening. Leonora works hard to provide for her family. She has borrowed and repaid 19 previous loans with NWTF and has previously been funded by Kiva.
Leonora is requesting a 19,500 PHP loan through NWTF to buy items to sell such as shampoo, groceries, and other items in her store. In the future, she aspires to build and expand her business to secure the future of her family.
Previous Loan DetailsLeonora is 58 years old and widowed. She works hard to provide for her family. Leonora runs a sari-sari store in the Philippines and has requested a loan of 19,500 PHP through Kiva partner NWTF to purchase more stock to sell in her sari-sari store. Leonora has borrowed and paid back 18 loans f... More from Leonora's previous loan »
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About Negros Women for Tomorrow FoundationNegros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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