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Dhan Kumari
Dhan Kumari, 60, is married with one adult child, age 36. In 1995, she established her grocery store business and supports her family by working 10 hours a day, seven days a week. She has already received and successfully repaid four loans from Patan BPW. She used her most recent loan to buy groceries for her business. Dhan Kumari thanks you for your support and, in the future, plans to improve her family’s economic condition.

In the Kathmandu Valley, a small grocery store called a pasal is an important part of the local economy. Fresh produce, milk, and staples such as rice, lentils, and flour are purchased daily from these stores for cooking in the home. Owners of pasal stores, such as Dhan Kumari, use Kiva loans to increase their purchasing power and profit margins. By keeping inventory strong and by purchasing in large amounts, the owners are able to increase profitability. While a typical pasal might be no more than 100 square feet, they are always full of bargaining customers, incoming produce, and shrewd businesswomen.

Additional Information

About BPW Patan

This loan was administered by Kiva's Field Partner, Patan Business and Professional Women. BPW Patan became Kiva's first Field Partner in Nepal in 2007. BPW Patan is continuing to operate after the serious earthquake which took place in Nepal in April 2015. Given the difficult circumstances borrowers and partners face post-natural disasters, these loans may therefore carry additional risk. BPW Patan operates throughout the Kathmandu Valley, offering microcredit, business training, and literacy classes to low-income women in both urban and rural areas. BPW Patan uses a group lending methodology, which not only allows women without collateral to access finance, but also provides members with a valuable support system. In addition to providing economic opportunities to its clients, BPW Patan seeks to empower Nepali women within their homes and communities. For more information about BPW Patan, visit the BPW Patan Partner Page and keep an eye out for new loans and borrower updates. Also, please consider joining the BPW Patan Lending Team to show your support.

About Nepal

  • $2,400
    Average annual income
  • 0
    View loans »
    Nepal Loans Fundraising
  • $559,850
    Funds lent in using Kiva
  • 82.7
    Nepal Rupees (NPR) = $1 USD