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El Talisman Group
In this Group: Teresa, Carmen, Kenin
The “Talismán” group is composed of three people. One of them is Tereza Yamileth who sells fruit and vegetables, an activity she’s been carrying out for five years in one the best known supermarkets. She’s married to Norlan and they have five children.

The other members are Carmen, who sells cosmetics and Kevin who has had a mototaxi for two years and will invest the loan to service his vehicle.
View original language description ↓
El grupo el Talismán lo conforman tres personas trabajadoras una de ellas es Tereza Yamileth quien se dedica al comercio de frutas y verduras actividad que realiza desde hace 5 años en uno de los supermercados más reconocido. Ella está casada con el señor Norlan con el cual tiene 5 hijos.
Los otros Integrantes son Carmen quien se dedica al comercio de cosméticos y Kevin tiene dese hace 2 años una moto taxi en la que invertirá el crédito en mejoras a su vehículo.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $3,636
    Average annual income
  • 116
    View loans »
    Nicaragua Loans Fundraising
  • $23,724,925
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of El Talisman Group's $650 loan helped a member to buy perishables.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 30, 2012
Listed
Apr 25, 2012
Currency Exchange Loss:
Covered
Ended:
Aug 16, 2012