Amigas Alegres Group
Claudia says that a few years ago she was a member of another community bank working with Pro Mujer, where she had been invited by a friend. She is currently running the liquor store that she has opened many years ago.
The loan she is now requesting will be used to increase her working capital by purchasing liquors: she buys them from sellers in the town of El Alto, to then sell them in her stall. This activity helps her supporting her family, as she is married and has three children.
When one asks her what she likes about Pro Mujer, she answers that she likes the seminars about health as well as those about the loans.
La señora Claudia, indica que hace años que integra una asociación comunal en Pro Mujer, ingresando por invitación de una amiga. En la actualidad ella tiene un negocio de licorería que viene trabajando hace años.
El crédito que ahora sacará es para el aumento de capital (compra de licorería), mismo que adquiere de las comerciales de la ciudad de El Alto y posterior lo comercializará en su espacio de venta. Este negocio le ayuda a apoyar a su familia pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid