Update on AvelinaAvelina is now 42 years old, she lives with her life partner and has 3 young children aged between 7 and 13. She is currently living in the Urubamba Province, located at about half an hour away from the town of Cusco. Her main economic activities are retailer, farmer and livestock breeder, definitely very demanding activities requiring a lot of time and effort. The products she mainly sells are maize, pulses, lettuce, pumpkin and vegetables. On top of this she also sells cattle but in lesser quantities and in a not very constant manner.
She wants to improve her earnings by offering a bigger amount of products of better quality; she is therefore requesting a loan to buy more farming supplies and more cattle, so that she will also be able to contribute to the education of her young children as well as to offer them a better standard of living.
Avelina is a member of “Virgen Natividad” (Virgin of the Nativity), a Communal Bank located in the Urubamba Province, Cusco, Perù.
Ella quiere mejorar sus ingresos ofertando productos de mejor calidad y en mayor cantidad y para eso necesita de un préstamo y comprar mas productos agricolas y mas ganado y así poder contribuir con la educación de sus menores hijos y así proporcionarles una mejor calidad de vida en general.
Avelina es integrante del banco comunal “Virgen Natividad” que viven en la Provincia de Urubamba en Cusco - Perú.
Previous Loan DetailsAvelina was born in the city of Huayllabamba and lives in the same city where she was born. (The Peruvian district of Huayllabamba is one of the seven districts of the Urubamba Province, located in the Department of Cusco, which belongs to the Cusco Region in Peru.) Avelina is 41 years old and… More from Avelina's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- Apr 13, 2012
- Apr 25, 2012
- Currency Exchange Loss:
- Sep 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.