Justina has been a member of the communal bank in Pro Mujer for 6 months, joining via an invitation of the members. Currently she has a business selling food, and she's been doing that for some years. She learned this from her sister.
The loan that she’s received is to increase her working capital (buy vegetables). She will buy those in the markets of La Paz and later prepare them to sell in her shop. This business helps her support her family since she is married and has 3 kids.
When asked what she likes about Pro Mujer, she says that she likes the loans.
La señora Justina, indica que hace seis meses que integra una asociación comunal en Pro Mujer, ingresando por invitación de sus compañeros. En la actualidad ella tiene un negocio de venta de comida que viene trabajando hace años, esta actividad la aprendió de su hermana.
El crédito que ahora sacará es para aumentar su capital de trabajo (compra de verduras), misma que los adquirirá de las ferias de La Paz y posterior a la elaboración lo comercializará en su espacio de venta. Este negocio le ayuda a apoyar a su familia pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid