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Clavelitos Group
In this Group: Candelaria, Catalina, Justina, Cecilia Ruth, Amelia , Maxima, Nicasia, Silvia
The communal bank “Clavelitos” will begin its first loan cycle with Pro Mujer as part of the Centro Focal Juan Pablo. It is made up of 8 members and is led by a board of directors with Justina as the treasurer. The businesses that the members of the communal bank run are varied. Among them are selling potatoes, selling French fries, selling jewelry, selling sports clothing, and an eatery.

Justina has been a member of the communal bank in Pro Mujer for 6 months, joining via an invitation of the members. Currently she has a business selling food, and she's been doing that for some years. She learned this from her sister.

The loan that she’s received is to increase her working capital (buy vegetables). She will buy those in the markets of La Paz and later prepare them to sell in her shop. This business helps her support her family since she is married and has 3 kids.

When asked what she likes about Pro Mujer, she says that she likes the loans.
View original language description ↓
La A.C. “CLAVELITOS” iniciará su primer ciclo en Pro Mujer, como parte del Centro Focal Juan Pablo, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Justina es la tesorera. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de papa, venta de papas fritas, comerciante de bisutería, costura de deportivos, comidera.

La señora Justina, indica que hace seis meses que integra una asociación comunal en Pro Mujer, ingresando por invitación de sus compañeros. En la actualidad ella tiene un negocio de venta de comida que viene trabajando hace años, esta actividad la aprendió de su hermana.

El crédito que ahora sacará es para aumentar su capital de trabajo (compra de verduras), misma que los adquirirá de las ferias de La Paz y posterior a la elaboración lo comercializará en su espacio de venta. Este negocio le ayuda a apoyar a su familia pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 75
    View loans »
    Bolivia Loans Fundraising
  • $29,441,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Clavelitos Group's $2,000 loan helped a member to buy vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 28, 2012
Listed
Apr 24, 2012
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2012