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Graciela has a bookstore where she sells books and stationery. A loan will help her purchase more books from wholesalers in downtown Cusco. She is 35 years old and has three children with her partner. In the future, she hopes to save enough money to buy a car. Graciela says that she enjoys attending her village bank’s monthly meetings at Asociación Arariwa. She thinks that the loans are important because the financial support allows her and her fellow group members to continue working.

Graciela is receiving an individual loan as a member of the village bank "Vallecito" in Cusco, which is located close to the Incan ruins of Macchu Picchu in the Andean mountains. The bank is in its 17th cycle with Asociación Arariwa.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 125
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Graciela to buy books.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 16, 2012
Apr 22, 2012
Currency Exchange Loss:
Sep 15, 2012