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Gonzalo is 46, and married. He lives with his wife and children, who are his highest priority. With his loan he intends to purchase fertilizers and pay for labor for planting coffee. This way he will be certain to do a proper job.

What he wants is to be able to buy better, good quality products, so that his plantation will be healthy and develop properly, and also have good production in the short term.

This is the first loan that he has received from Fudecosur. He had not had loans from regular banks before, but Fudecosur has offered the loan with better terms and the interest rate is much lower.
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Gonzalo, tiene la edad de 46 años, está casado, vive con su esposa y sus hijos que es su mayor prioridad. El con su crédito pretende hacer la compra de fertilizantes y pagar mano de obra para realizar la siembra de café, y de esta manera asegurarse de realizar un buen trabajo. Lo que quiere es poder comprar los mejores productos y de buena calidad para que su plantación tenga un buen desarrollo y sanidad, además tener a corto plazo una buena producción. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 503.6
    Costa Rica Colones (CRC) = $1 USD