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Bineta
Mrs. Bineta is a 54-year-old married woman who lives in Senegal and works in small trade. She sells fabrics, bazins, fruits and groundnuts, and she is also a housekeeper. She has over 15 years of experience in sales. Her goal is to diversify her sources of income. She became a member of the local U-IMCEC branch in November 2003 and has already repaid six previous loans.

She is seeking a loan of 500,000F to stock up on merchandise in a country bordering Senegal. Past loans have allowed her to earn profits and to have her parents’ home expanded gradually. These expansions currently bring her rental income that helps in the management of her personal expenses.
Madame Bineta est âgée de 54ans. Elle est mariée. Elle habite au Sénégal et s’active dans le secteur du
Commerce. Elle vend des tissus, bazins, fruits, cacahuètes et elle est en meme temps femme de ménage. Elle a une expérience de plus de 15 ans dans son activité de commerce. Son objectif est de diversifier ses sources de revenus. Elle est membre du guichet de l’U-IMCEC de sa zone d’habitation depuis novembre 2003. Elle a déjà remboursé 6 prêts antérieurs. Elle sollicite un crédit de 500 000 frs prévu pour s’approvisionner en marchandises dans l’un de pays limitrophes du Sénégal. Les crédits qu’elle a l’habitude de contracter lui ont permis de réaliser des bénéfices et de faire des constructions progressivement chez ses parents. Ces constructions lui procurent actuellement des locations qui lui permettent de mieux gérer ses charges personnelles.

Additional Information

About UIMCEC

This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $1,759
    Average annual income
  • 46
    View loans »
    Senegal Loans Fundraising
  • $13,115,725
    Funds lent in using Kiva
  • 500.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Bineta to buy fabrics and various other products for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 6, 2012
Listed
Apr 18, 2012
Currency Exchange Loss:
Covered
Ended:
Apr 19, 2013