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Afi is a 36-year-old woman. She is married to a police officer. She has 3 children who all go to school. The eldest is 17 and the youngest 8.

Afi has been a retailer since 1998. She sells cereals and yams to all types of customers at the market. She gets her produce in Lomé and works alone. Currently, her main problem is a lack of inventory.

Afi has requested her 2nd loan from WAGES in order to buy cereals and yams. She would like to reinvest in her business. In the years ahead, Afi would like to create a store of cereals which she could then resell during lean periods. She plans to use her profits to meet all of her family's needs.
Afi est une femme âgée de 36 ans. Elle est mariée å un gendarme. Elle a 3 enfants qui vont à l’école. Le premier a 17 ans et le dernier a 8 ans.
Afi travaille comme revendeuse depuis 1998. Elle vend des céréales et des tubercules d’ignames pour tous clients au marché. Elle achète les produits à Lomé. Elle travaille seule. Au moment, sa difficulté principale est la rupture de stock.
Afi a requis son second crédit de WAGES afin d’acheter des céréales et des tubercules d’ignames. Elle veut réinvestir dans l’activité.
Dans les prochaines années, Afi voudrait constituer une réserve de céréales qu’elle pourra revendre pendant les périodes de soudure. Elle dit qu’avec les profits, elle prévoit de subvenir à tous les besoins de sa famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 15
    View loans »
    Togo Loans Fundraising
  • $8,806,250
    Funds lent in using Kiva
  • 500.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD