She runs a shop in downtown Goma. Her husband is a banker with a banking and real-estate company. She started her business after getting married, by selling small items to her peers.
She's been running her business for 13 years. On a regular basis, she gets a loan from Kiva's partner, Hekima, in order to bolster her business. Her profits are used for savings, for food, and to help cover her children's school expenses.
She just received her sixth loan. During the last loan cycle, her business thrived significantly. Consequently, she decided to seek a bigger loan for this new cycle. She will use her new loan to buy 50 dozen layettes in Kampala.
In addition, she would like to see her children grow and surprise her husband by offering him a car. She thanks Hekima for its actions aimed at making low-income women self-sustaining.
More information about this loan
Important InformationHEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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Success!! The loan was 100% repaid