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Zukhra is 45 years old, a widow, and has raised two children. As a source of income for the family, Zukhra's family has been engaged in livestock breeding and crop cultivation since 1992. Starting the farm with a sum of 15,000 som (KGS), today it brings in around 10,000 som (KGS) per month from selling milk and dairy products. Today the number of livestock includes three dairy cows and two calves. Further Zukhra processes 4.5 hectares of land, where she plants corn and barley.

With the aim of further developing her business, Zukhra turned to the organization "Bai Tushum & Partners" for a loan in the amount of 60,000 som (KGS) for the purchase of corn seeds and plowing work. Zukhra plans to invest the income in further improving her farm.
View original language description ↓
Зухре 45 лет, вдова, воспитала 2 детей. В качестве источника дохода для семьи, с 1992 года семья Зухры занимается животноводством и полеводством. Начатое со стартовой суммы в 15,000 сом (KGS) хозяйство на сегодня приносит около 10,000 сом (KGS) в месяц с продажи молока и молочных продуктов. На сегодня ее поголовье насчитывает 3 головы дойных коров и 2 теленка. Также, Зухра обрабатывает 4 ,5 га земли, где сажает кукурузу и ячмень.
В целях дальнейшего развития своего бизнеса, Зухра обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку семян кукурузы и пахотные работы. Доходы Зухра планирует вложить в дальнейшее увеличение своего хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Zukhra to purchase seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 11, 2012
Apr 19, 2012
Currency Exchange Loss:
Nov 17, 2012