Séraphine has been selling fritters for 8 years.
This is her 15th loan with Turame. With her Kiva loan, she will increase her capital and buy extra kilos of flour. She will then prepare a large quantity of fritters which she will sell to make more money.
With the earnings from her business, Séraphine takes care of her family's health costs and food expenses. She also pays her child's tuition fees. She has already bought 3 pigs and 4 goats to prepare her children's future.
Elle fait le commerce de beignets depuis 8ans.
Elle est à son quinzième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter des kilos de farine additionels, pour fabriquer une grande quantité de beignets, à vendre pour gagner plus.
Grâce au gain de son commerce, elle assure les soins de santé, les frais scolaires de son enfant, et la ration alimentaire de la famille. Elle a déjà acheté 3 porcs et 4 chèvres pour préparer l'avenir des enfants.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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