Wilson is the father of a two-year-old child. For the past 15 years, he has been a farmer and he also operates a retail shop to supplement his farming income. Wilson's farm produces milk which he supplies to the local market. He laments the shortage of animal feed which results in high costs.
Wilson is requesting a 60,000 KES loan from Juhudi Kilimo to construct a zero grazing unit and buy a chuff cutter. Acquiring these two assets will improve his ability to feed his dairy cows and enable him improve his family's living standards.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.