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La Guadalupita Group
In this Group: Anselma , Edith Maribel , Josefina, Paula

Update on La Guadalupita Group

Edith Maribel, 32, is married and has four children, two boys and two girls; all attend school. The oldest boy is in secondary school and the youngest girl is in preschool; the other two attend elementary school.

She sells candy, fried pork rinds, frozen popsicles at a school. She asked for her loan to buy candy, bonbons, chocolates, popsicles and fried pork rinds. She started the business a year ago because she lacked economic resources and had all of her young children attending school. She started out buying just a little with some of the money her husband gave her for expenses. Her business is important because she buys the candy to sell and she has money to buy whatever food is needed. She likes to sell out her merchandise with the students at secondary school. She uses profits to buy candy again and for food. Her dreams and hope is that her children continue with their schooling and that her business improves and grows well-stocked with candy.

The members of the group want to say to Kiva and to Fundación Realidad: “Thank you for the loans; they help us get ahead with our family. Please continue lending to us with lower interests and monthly payments.”
View original language description ↓
La señora Edith Maribel tiene 32 años de edad, ella es casada, ella tiene 4 hijos 2 varones y 2 mujeres todos están estudiando, el niño mayor en la secundaria y la niña menor en preescolar y los otros dos en la primaria, ella vende dulces, chicharrones y paletas de hielo en la escuela, ella solicito su préstamo para comprar dulces bombones, chocolates, patetas y chicharrones, ella inicio su negocio hace 1 año por falta de recursos económicos y con todos sus hijos pequeños estudiando, inicio comprando de a poquito con una parte del gasto que le dio su esposo, su negocio es importante porque compra los dulces para vender y tiene dinero para comprar algo que falte para la comida, a ella le gusta vender que se termine su mercancía con los estudiantes de la secundaria, ella utiliza las ganancias para volver a comprar dulces y para la comida. Sus sueños y esperanza son que sus niños sigan estudiando y que su negocio mejore que crezca tener bien surtido de dulces. Las integrantes del grupo quieren decirle a Kiva y a Fundación Realidad “gracias por sus préstamos, nos ayudan a salir adelante con la familia y que nos sigan prestando con menos interés y pagos mensuales”.

Previous Loan Details

This solidarity group is called "La Guadalupita". It is made up of the Señoras Anselma; Edith Maribel; Maricela, who will buy corn by the load; Señora Magnolia, who will buy cheese, tomatoes, chili peppers, tortillas, dough, butter and rice; Señora María Concepción, who will buy leaves for tamal... More from La Guadalupita Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 0
    View loans »
    Mexico Loans Fundraising
  • $17,775,800
    Funds lent in using Kiva
  • 13.2
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Guadalupita Group's $1,750 loan helped a member to buy candy, bonbons, popsicles, chocolates, fried pork rinds.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 20, 2012
Listed
Apr 24, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 31, 2012