Faviana reports that she has been a member of a communal bank with Pro Mujer for years, after entering on the invitation of her colleagues. Currently, she has a business making and selling blankets. She has been working in this area for years, and she learned the profession from her mother.
The loan she will now be taking out is to buy wool, which will help her increase her stock of merchandise. She buys it from stores in the city of El Alto, and after she makes her blankets, she sells them at the markets in the same city. This business helps her support her family; she is married and has four children.
When asked what she likes about Pro Mujer, she responds that she likes the training in the areas of health and credit.
[One of the members,] Rosmini, is not shown in the photograph; she preferred not to participate for cultural reasons.
La señora Faviana, indica que hace años que integra una asociación comunal en Pro Mujer, ingresando por invitación de sus compañeros. En la actualidad ella tiene un negocio de elaboración y venta de mantas que viene trabajando hace años, esta actividad la aprendió de su madre.
El crédito que ahora sacará es para la compra de lana, que le ayudará a aumentar su mercadería, mismo que adquiere de las comerciales de la ciudad de El Alto y posterior a su elaboración lo comercializará en las ferias de la misma ciudad. Este negocio le ayuda a apoyar a su familia pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
En la fotografía no se encuentra la señora Rosmini por motivos culturales oviamos su participación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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