The Juan Pablo II communal bank will start its sixth cycle with Pro Mujer as part of the Collpani regional office. It is comprised of eight members, and it is run by a board of directors, which Virginia heads. The members carry out various business activities. Among them we have noodle soup, neighborhood store, selling cosmetics, selling plastics, selling tires, selling fish, selling coca leaves, and selling food.
Virginia says that she has been a member of the communal bank with Pro Mujer for three years. She joined by invitation from a friend. Virginia currently has a business of processing and selling fish. She has been doing this for years, and she learned from her mother.
She will now use the loan to buy fish. She will buy fish at the fairs in the city of El Alto, and she will later sell them at her fixed site. This loan helps her to support her family. She is in a common-law marriage, and she has five children.
When asked what she likes about Pro Mujer, she responded that she likes the health trainings and the loan.
La A.C. “JUAN PABLO II” iniciará su sexto ciclo en Pro Mujer, como parte del Centro Focal Collpani, está compuesta por ocho integrantes y está dirigida por una mesa directiva encabezada por la señora Virginia. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: sopa de fideo, tienda de barrio, venta de cosméticos, venta de plásticos, venta de neumáticos, venta de pescado, venta de coca, venta de comida.
La señora Virginia, indica que hace tres años que integra una asociación comunal en Pro Mujer, ingresando por invitación de una amiga. En la actualidad ella tiene un negocio de elaboración y venta de pescado que viene trabajando hace años, esta actividad la aprendió de su madre.
El crédito que ahora sacará es para el aumento de su capital, (compra de pescado), mismo que comprará de la ferias de la cuidad de El Alto y posteriormente lo comercializará en su puesto fijo. Este negocio le ayuda a apoyar a su familia pues ella vive en unión libre y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.