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Wilmer Omar
Wilmer is twenty-seven years old and married with no children. His wife works in the home. The family is close-knit and hardworking. Wilmer makes his living cultivating and selling coffee. He learned to grow coffee working with his father. He always noticed that it was very profitable and so decided to start his own plantation and did so four years ago. He works daily from 5:00 am to 2:00 pm.

One Wilmer's advantages is that he is paid well for the product. One of his disadvantages is that he has to fertilize the coffee crop to protect it from pests that can damage it. Wilmer intends to invest the loan he is requesting in planting more coffee and buying fertilizers. With the help of this loan he will be able to improve production of coffee since his plantation will be in better condition for the application of the fertilizers. His goal is to introduce the use of modern technology to his plantation and in this way to generate more income. With this, he will be able to improve his house for when he has children. This is his first loan cycle with FAMA and he hopes to repay his loan punctually.
View original language description ↓
Wilmer tiene 27 años de edad, es casado y no tiene hijos, su esposa realiza los oficios domésticos del hogar, es una familia unida y trabajadora. Wilmer se dedica al cultivo y venta de café, el aprendió a cultivar café trabajando con su padre, siempre noto que era muy rentable por lo que decidió iniciar con su propia finca para cultivar café, lo hace desde hace 4 años, trabaja diariamente desde las 5:00 am a 2:00 pm. Una de las ventajas que tiene Wilmer es que le pagan a buen precio el producto. Una de sus desventajas es que tiene que fertilizar el cultivo de café por la plaga que le puede dañar la producción. El préstamo que Wilmer esta solicitando lo necesita para invertirlo en sembrar mas café y comprar fertilizantes, con el apoyo de este préstamo podrá tener una mejor producción de café ya que su finca estará en mejores condiciones por la aplicación de los fertilizantes. Su meta es tener mejor tecnificada su finca y que esta le genere mayores ganancias, para poder mejorar su casa para cuando tengan hijos. Es su primer ciclo en FAMA y espera cancelar sus cuotas puntualmente.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Wilmer Omar to buy fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 19, 2012
May 2, 2012
Currency Exchange Loss:
Mar 27, 2013