Las Marias Group
Update on Las Marias GroupRosa Dalia, age 38, is married and has four children. Three of them go to school. Luis is in the second year of high school. Elvis is in the third year of middle school, and Sandra is in the second year of middle school. Her husband is a farmer and devotes himself to the fields.
She sells chickens, and she says that her business is going very well for her. She will use the loan to buy chickens to raise. She has had the business for nine years, and she hopes the loan will help her. She would like to give her family a better life style. She would like her daughter to study to be a doctor, and she hopes it all goes well. She would like the business to grow more. She only sells chickens now, but she would like to sell another thing. She has not yet planned it, but she is thinking of setting up another business. This way her business will be growing.
Rosa Dalia belongs to the Las Marías communal bank. It is comprised of ten hard-working women who are prepared to get ahead day to day in order to give their families a better lifestyle.
The following are members of the group: Isabel, Elisandra, Indira, Paula, Alberta, Marisol, Carmela, Maelbis, and Irma. All of them have a business activity like selling domestic items, chickens, perfumes, groceries, fruits, vegetables, food, soft drinks, materials for making cutlery, and corn.
Ella se dedica al comercio vende pollos lo cual dice que le va muy bien con el negocio ella invertirá su préstamo en la compra de pollos para la cría ya tiene 9 años con el negocio espera que el préstamo le ayude ya que le gustaría darle un mejor estilo de vida a su familia y darles mejor educación sus hijos ya que le gustaría que su hija estudiara para doctora espera que todo salga bien ya que le gustaría que el negocio creciera mas ahora solo vende pollos pero le gustaría vende otra cosa aun no ha pensado que pero esta pensando en poner otro negocio y así ir creciendo el negocio.
Rosa dalia pertenece al grupo las marías el cual esta integrado por 10 mujeres trabajadoras las cuales están dispuestas a salir adelante día con día para darles un mejor estilo de vida a sus familias a continuación serán mencionadas: Isabel, Elisandra, Indira, Paula, Alberta, Marisol, Carmela, Maelbis, Irma, todas cuentan con una actividad comercial como son: venta de artículos domésticos, venta de pollos, perfumes, productos de abarrotes, frutas, legumbres, comida, refrescos, accesorios para la elaboración de cubiertos, maíz,
Previous Loan DetailsTeresa is 51 years old, married, and has two children who don’t go to school but are dependent on her. Her husband is Silvestre, and he works in the fields. She works in the fish market. She sells fish and pork rinds in her neighborhood. She will invest her loan in the purchase of fish and pork... More from Las Marias Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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