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Jhony Yonary
Jhony is a young man who is 24 years of age. He is married and has no children. His wife takes care of the household chores. Jhony is a coffee farmer who learned this trade as a boy by working alongside his parents. Five years ago, he started growing crops on his own farm where he works every day. He does not have a set schedule of when he stops and starts. One of the advantages that Jhony enjoys is that his property is in an area that is suitable for producing coffee. As a result, he has done very well.


Jhony initiated a loan request because he needs to buy fertilizers and complete the payment of his workers. This will enable him to do a better job of maintaining his crops. One of the inconveniences that Jhony must contend with is the lack of available workers. When he has to transport his product during the winter season, the roads during that time are in bad condition. His goal is to gradually modernize his farm so that he can generate more revenue. This is his first loan cycle with FAMA and he plans to invest the money well and submit his payments in a timely manner.

View original language description ↓
El joven Jhony tiene 24 años de edad, es casado y no tiene hijos, su esposa se dedica a los quehaceres del hogar. Jhony se dedica al cultivo del café quien aprendió el oficio desde que era un niño ya que trabajaba en conjunto con su padre, hace 5 años el inicio a cultivar su propia finca en el cual el trabajo lo realiza a diario y no tiene horario de entrada ni salida. Por otra parte, una de las ventajas de Jhony es que su propiedad se encuentra en una zona muy apta para el cultivo y por lo tanto la producción del Café se da muy bien, por este motivo él se atrevió a solicitar este préstamo ya que necesita comprar fertilizante y completar el pago de mano de obra, y así darle un mejor y adecuado mantenimiento al cultivo. Uno de los inconvenientes que enfrenta Jhony es la poca mano de obra disponible y el tener que trasladar su producto ya que la cosecha es en temporada de invierno y las calles se ponen en mal estado. Su meta es poco a poco ir tecnificando su finca y que esta le genere mayores ganancias. Es su primer ciclo en FAMA y piensa invertir muy bien el dinero para luego pagar sus cuotas de manera puntual.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 76
    View loans »
    Honduras Loans Fundraising
  • $8,656,500
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Jhony Yonary to buy fertilizers and pay for labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 19, 2012
Listed
May 3, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 30, 2013