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Natalya is 37 years old, married and raising a son. To provide a primary source of income for her family, Natalya, a trained pastry chef, has been involved in selling baked goods and food products since 2000, having started this business with an initial sum of 1,000 som (KGS). Her family is also involved in beekeeping, selling honey to the local residents during the season. Today, Natalya's business yields about 40,000 som per month. In order to further develop her business, Natalya requested a loan in the amount of 120,000 som (KGS) from the "Bai-Tushum and Partners" company to increase goods turnover. She plans to invest the earnings from the loan partially into repairing her house and then into an opening of her own store.
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Наталье 37 лет, замужем, воспитывает сына. В качестве основного дохода для своей семьи, Наталья – кондитер по образованию - с 2000 года занимается торговлей хлебобулочными изделиями и продуктами питания, начав этот бизнес со стартовой суммы 1,000 сом (KGS). Также, семья Натальи занимается пчеловодством, продавая местному населению мед в сезон. На сегодняшний день бизнес Натальи приносит около 40,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Наталья обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на увеличение товарооборота. Доходы от кредита Наталья планирует частично вложить в ремонт дома, а в дальнейшем – в открытие собственного магазина.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,958,050
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Natalya to increase goods turnover.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 6, 2012
Apr 17, 2012
Currency Exchange Loss:
Oct 17, 2013