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This is 40-year-old Fudia. She is married and has one child, who is 14 years old. She has one additional dependent, who lives with her by adoption. In 2008, Fudia established her restaurant and bar business. She began her business just after she completed her diploma in food and brewing. Working six days a week and six hours a day, she earns about Le1, 200,000 every month from this business.

She would like a loan in the amount of Le 4,500,000. Fudia has already received and successfully repaid one loan, and now requires a new loan in order to buy 15 crates of Star beer at Le.56,000, 10 crates of Heineken beer at Le.120,000, 15 crates of Becks beer at Le.120, 000, and the balance will be used to renovate the restaurant and seating accommodations. She hopes that this loan will enable her to increase her monthly profits by approximately Le 960,000. In the future, Fudia plans to expand the restaurant. She is very hard working and accommodating. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Fudia to buy crates of beer and to renovate the restaurant and seating area.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 20, 2012
Currency Exchange Loss:
Oct 16, 2012