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Najminiso was born in 1965. She is married and has four children. She has been selling at a market for four years. Najminiso started with selling candy and now sells various sweets and food products. She has been partnering with our organization since 2008. Her husband works in a construction brigade and earns a salary. Due to increased product turnover, Najminiso improved her quality of life and recently married off her daughter. She is grateful for the financial assistance for the "Arvand" organization.
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Нажминисо 1965 года рождения, замужем имеет 4 детей. Она торгует на рынке 4 года . Начинала с продажи конфет, сейчас продает различные сладости и продукты питания. Сотрудничает с нашей организацией с 2008 года. Муж работает в строительной бригаде, получает заработную плату. За счет увеличения товарооборота она улучшила свои условия жизни, и недавно выдала дочь замуж.Она благодарна за финансовую поддержку от организации "Арванд".

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 248
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Najminiso to expand her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 6, 2012
Apr 17, 2012
Currency Exchange Loss:
Mar 15, 2013