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Naira is a dentist. She opened her own private dental clinic over 15 years ago. Naira orders all of the necessary medicine and equipment from Yerevan. She is a highly qualified specialist, and her clinic is well respected among the residents of the entire Syunik region. Naira has many patients, who have to make appointments with her a month in advance.
Naira is 41 years old. She lives in the city of Kapan together with her husband, three daughters and her parents-in-law. Naira's husband also works as a doctor. Their oldest daughters attend a school, and the youngest is only one years old. Her parents-in-law are retired. Thanks to her business, Naira helps her husband to support their family. Naira needs a loan in the amount of 1,000,000 dram to purchase an autoclave for sterilizing medical tools.
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Наира врач-стамотолог. Более 15 лет назад она открыла свою частную стомотологическую клинику. Все необходимые лекарства и инструменты Наира заказывает из Еревана. Наира высококвалифицированный специалист, и ее клиника имеет большой авторитет среди жителей всей Сюникской области. У Наиры очень много пациентов и они записываются к ней на прием за месяц.
Наире 41 год. Она живет в городе Капане с мужем, тремя дочерьми и с родителями мужа. Муж Наиры также работает врачом. Старшие дочери Наиры учаться в школе, а младшей всего годик. Родители мужа пенсионеры. Благодаря своему бизнесу Наира помогает мужу содержать семью.
Наире необходим кредит на сумму 1.000.000 драм для преобретения автоклава для стерилизации медицинских инструментов.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 113
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • 392.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Naira to buy autoclave for medical tools sterilization.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 13, 2012
Apr 17, 2012
Currency Exchange Loss:
May 17, 2013