The women of the Djekafo Group are on their second group loan.
Ami, standing second from the right, intends to purchase 30 kg of groundnuts from the retailers in town in order to sell them in the village to a clientele of men and women. She hopes to make average monthly profits of 4,000 FCFA of which she will use part to tend to the needs of her family and part to reinvest in her groundnut selling business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce de l’arachide et de chaussures.
Les femmes du groupe Djekafo sont à leur deuxième prêt solidaire.
La cliente AMI, deuxième personne à partir de la droite dans le rang des assises, compte acheter 30 kilos d’arachide avec les revendeurs sur place pour ensuite les vendre sur place au village à une clientèle composée de femmes et d’hommes.
Elle envisage réaliser un bénéfice moyen mensuel de 4 000FCFA qui sera utilisé pour les besoins de la famille et une partie est réinvestie dans l’activité de commerce d’arachide.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid