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Rakhat is 20 years old and raising a one-year-old son. In search of a source of income for her family, Rakhat started her own business in animal husbandry two years ago with an initial sum of 5,000 som (KGS). Thanks to her persistent and hard work, her business now contains one dairy cow and one bull and yields about 5,000 som (KGS) in monthly profit from sales of milk and milk products. In order to further develop her business, Rakhat requested a loan in the amount of 50,000 som (KGS) from the "Bai-Tushum and Partners" company to buy livestock for fattening up and resale. She plans to invest the earnings from the loan into expanding her business.
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Рахат 20 лет, воспитывает годовалого сына. В поисках дохода для своей семьи, 2 года назад Рахат начала свой бизнес в животноводстве, стартовав с суммы в 5,000 сом (KGS). Благодаря упорному и настойчивому труду Рахат, в ее хозяйстве на сегодня имеется 1 дойная корова и 1 бычок, что приносит около 5,000 сом (KGS) ежемесячной прибыли с продажи молока и молочных продуктов.
В целях дальнейшего развития своего бизнеса, Рахат обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку скота на откорм и перепродажу. Доходы от кредита Рахат планирует вложить в увеличение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,325
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Rakhat to purchase livestock.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 3, 2012
Apr 17, 2012
Currency Exchange Loss:
Mar 15, 2013