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Agustina is a 43-year-old widow. She has three children:
- Mila, 25 and married;
- Dian, 20 and is attending the university;
- David, 19 and working.

Since the death of her husband in 2009, Agustina needs to work harder to support her family’s living expenses. With her own capital, Agustina initiated a business selling “nabas“ (rice with pork).

Agustina usually works eight hours a day from 7 pm to 2 am. She runs the business in front of a shop building as she knows that the place is strategic. The profit from the business enables her to finance her family and the children's expenses as well.

A week ago, Agustina lost her money when someone stole it. This situation automatically affects her business. She is grateful that there was a loan officer who suggested she join TLM’s Lending Program. She is requesting a loan of IDR 4,500,000 from TLM to continue her business.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 13
    View loans »
    Indonesia Loans Fundraising
  • $5,458,950
    Funds lent in using Kiva
  • 9,180.9
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Agustina to purchase rice and pork.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 10, 2012
Apr 20, 2012
Currency Exchange Loss:
Oct 17, 2014