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Mertha Sedana Group
In this Group: Ni Ketut, Ni Wayan, Kadek, Ni Made , Ni Nengah, Ni Nyoman, Ni Ketut, Ni Ketut, Ni Nyoman, Ni Nyoman
For housewives in Bali, it has become commonplace to have pigs that are raised to improve the family's income. But the problem is most of them do not know the correct way of raising pigs. To enhance their capabilities, they joined in a group to exchange information as well as to apply for loans.

Ni Ketut, 35, a housewife, became the head of the group Mertha Sedana. The group hopes to enhance their capabilities in terms of raising pigs and get the capital to support their businesses. Ni Ketut will use her part of the proposed loan to buy three piglets and food. In five months, the pigs will be ready for sale. The profits from this venture will be fully used to support the family economy.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 23
    View loans »
    Indonesia Loans Fundraising
  • $5,199,625
    Funds lent in using Kiva
  • 9,135.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mertha Sedana Group's $2,200 loan helped a member to buy three piglets and food.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 13, 2012
Apr 20, 2012
Currency Exchange Loss:
Nov 15, 2012