Nueva Esperanza (Cuenca) Group
One of the members of this group is María Baltazara. She is 45 years old, a widow, and does not have children. The house she lives in is her own property.
María Baltazara has worked in a seafood restaurant for a few years. She works from Sunday to Sunday from 8:00 in the morning until 4:00 in the afternoon. At home she raises cows, pigs, and chickens, which she sells when has economic need.
She is in her third loan cycle with the communal bank and she is going to use it to buy chickens and feed for them.
Her goal is to grow her animal raising business.
Una de las socias de este grupo es la Señora. María Baltazara, tiene 45 años, es viuda y no tiene hijos, la casa en la que vive es de su propiedad.
La Señora. María Baltazara trabaja en una marisquería desde hace algunos años, labora de domingo a domingo desde las 8 de la mañana hasta las 4 de la tarde. En su casa cría vacas, cerdos y pollos a los que los vende cuando tiene alguna necesidad económica.
Se encuentra en el tercer crédito que realiza en el banco comunal y lo va a invertir comprando pollos y alimento para los mismos.
Su meta es crecer en la cría de animales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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