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Pauteñitas  (Paute) Group
In this Group: Digna Rosario, Jessica Eva, Andrea Paulina, Miriam Leonor, Digna Isabel, Blanca Rosario, Gloria Ines, Diana Marlene, Martha Noemi, Alex Wilfrido
The communal bank Las Pauteñitas comprises nine female members and one male. They live in different areas within the canton of Paute, which has a temperate climate and where a great variety of fruits are grown. The land is propicious for flower plantations. Its people also raise animals, farm, and trade. Our members are hospitable and hard-working people who work performing different activities, which allow them to be independent and financially solvent, as well as to get ahead with their families and offer their children a better future.

Miriam is one of the members of this group. She is 49 years old and married. She conceived five children from her marriage. Two of them are married and live independently, and her three unmarried children work and help her financially. Her husband is a shoemaker. She doesn't own a home, which is why she lives on a ranch, which she takes care of.

Miriam is a homemaker and for the past 12 years she has also worked taking care of a ranch. She raises guinea pigs, chickens, pigs, and cattle, which she sells in Paute. She also farms, and what she produces is for consumption and for sale.

This is her third loan with the communal bank, and she is going to invest it in purchasing seeds for agriculture and more animals to raise.

Her goal is to purchase her own piece of land.

The small picture shows a member who could not be present when the group photo was taken.
View original language description ↓
El banco comunal Las Pauteñitas esta formado por 9 socias y 1 socio quienes viven en diferentes lugares del Cantón Paute, lugar de clima templado en donde se cosecha una gran variedad de frutas, sus tierras son propicias para las plantaciones de flores, su gente también se dedica a la cría de animales, agricultura y comercio. Nuestras socias son gente hospitalaria y trabajadora que laboran en diferentes actividades las mismas que le permiten tener independencia y solvencia económica lo mismo que les permite salir adelante con sus familias y brindarles un mejor futuro a sus hijos.

Una de las socias de este grupo es la Señora. Miriam, tiene 49 años, es casada y en su unión conyugal ha concebido 5 hijos, dos de sus hijos son casados y viven independientes, sus tres hijos solteros trabajan y le ayudan económicamente. Su esposo labora en la elaboración de calzado, no tiene casa propia por lo que vive en una hacienda que cuida.

Doña Miriam se dedica a los quehaceres de su hogar y trabaja desde hace 12 años cuidando una hacienda, cría cuyes, pollos, cerdos y ganado a los que los vende en Paute, también se dedica a agricultura y lo que produce es para la venta y para su consumo.

Se encuentra en el tercer crédito que realiza en el banco comunal y lo va a invertir en la compra de semillas para la agricultura y en más animales para la cría.

Su meta es comprarse un terreno.

La foto pequeña es de una socia que no pudo estar presente cuando se tomó la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $22,854,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Pauteñitas (Paute) Group's $5,400 loan helped a member to purchase seeds and animals.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 5, 2012
Listed
Apr 23, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012