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This is 33-year-old Haja. She is widowed and has two children who are 5 and 9 years old. She has two additional dependents who live with her to help in the business. In 2002, Haja established her plastic utensils business. She began her business to be able to meet her family and personal needs. Working seven days a week and 12 hours a day, she earns about Le 1,600,000 every month from this business. She would like a loan of Le 4,000,000. Haja has already received and successfully repaid two loans and now requires a new loan in order to buy additional plastic buckets, stove, plastic bowl, plastic dishes and set pans. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000. In the future, Haja plans to expand and move to a shop in the central market. Being that it is an open stall, when it rains business is disturbed. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Haja to buy plastic buckets, rubber bowls, and plastic dishes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 19, 2012
Currency Exchange Loss:
Jan 15, 2013