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Hawa is 39 years old, and has been a retailer for 10 years. She previously lived in the Congo but had to move back to Senegal due to illness. Hawa is divorced and is the mother of two children, aged seventeen and six.
She is asking UIMCEC for help to strengthen her capital, which has been decreasing because she was unable to recover her debts. With the loan, she will buy imported clothes and shoes to resell in Senegal. She will also revitalize her shoe and dressmaking business to send those items to her sister, who still lives in the Congo. There, her sister takes care of selling the items.
Hawa is responsible for herself and her children. She works in order to improve the children's living conditions.
Hawa, âgée de 39 ans fait du commerce depuis 10 ans. Elle vivait au Congo et a du revenir au Sénégal à cause de sa maladie. Elle est divorcée et mère de 2 enfants, dont l’ainé a 17 ans et le cadet 6 ans.
Elle sollicite l’appui de l’UIMCEC pour renforcer son capital qui a pratiquement baissé parce qu'elle n'arrivait plus à récupérer ses dettes.Avec le crédit,elle va acheter des habits et des chaussures importés qu'elle va venir revendre au Sénégal.Mais va aussi redynamiser son activité de confection des chaussures et des habits afin de les envoyer ensuite à sa sœur qui est resté au Congo ; et c’est elle qui va se charger de la vente là bas.
Elle a sa propre charge et celle de ses enfants. Elle travaille pour pouvoir améliorer les conditions de vie de ses derniers.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 35
    View loans »
    Senegal Loans Fundraising
  • $14,265,550
    Funds lent in using Kiva
  • 501.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Hawa to buy imported clothes and shoes for re-sale and to revitalize her shoe and dressmaking business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 15, 2012
Apr 23, 2012
Currency Exchange Loss:
Dec 22, 2013